Too good to be true? It probably is! Stay secure on Black Friday with these tips from IFB
27 November 2015
Black Friday has become as much a part of the festive season as turkey and tinsel, with bargain hunters hoping to cut the cost of Christmas by seeking the best in bargains.
Friday, November 27 is expected to be the busiest day of the year for online shopping, but shoppers need to take steps to protect themselves – and their bank accounts. Now we cant help you with your security in the shops when there is only 1 TV at 50% discount and 6 other prospect buyers to battle through, but we can help with cyber security!
Our CEO, Graeme Gordon, has issued the following tips to help shoppers avoid falling victim to online fraud.
- Avoid making payments using an unsecured Wi-Fi connection. When you’re using a public Wi-Fi connection, you cannot guarantee that the network is secure, even if you have been given a password to use
- Check a retailer’s website is secure – when reaching the check out the website address should begin with the https (the s stands for secure) and a padlock symbol should appear in the address bar
- Avoid saving card details, and never on public computers. Paying by a credit card rather than a debit card often offers better protection
- Check the retailer is reputable. For new sites that you haven’t used before, ask friends and family or read reviews from other shoppers
- Be aware of SPAM emails, texts and even What’s App messages. Receiving an email that looks like an official email from a parcel carrier could be SPAM. Even if you are expecting a delivery, carefully review all correspondence you get from them and ensure all the information is relevant to your order. Make sure you do not click on any links from unknown sources or provide any information in response to SPAM mail
- Be on guard for fake refund offers, especially over the phone. Do not provide card details to anyone who cannot state your reference number or who is following a process that does not match the official refund process
- Always double check the details of a purchase before confirming payment, including the delivery address. A wrong postcode could mean delivery delays
- If you are making a number of purchases it can be easy to lose track of what you have bought! Keep track of each of your purchases on your statements and online banking
- Be suspicious of offers that seem too good to be true – they probably are! This might indicate that a site could be selling illegal or pirated items
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